How to close checking account chase

Box 6185 Westerville, OH 43086.

Don’t forget to include:

  • Name / Address
  • Chase Online Banking Account Number
  • Message to close your Chase account
  • Where to send your remaining balance (if any left)
  • Signature of all owners

As mail delivery cannot be guaranteed, this will take longer to close your account.

5 Things to do Before You Close Your Chase Account

Before you close the account, there are some things you’ll want to take care of first. This will ensure a smoother process with transferring banking accounts.

Here are 5 things to do first before closing your account.

1. Make sure your account is in good standing

You cannot close your account if it’s overdrawn or have penalties.


You use it like you would an account in any other bank, no matter if you are a native citizen or you need banking for immigrants – and obviously, you can close it in the same manner.

Each account takes a certain monthly fee in order to be maintained – but the good news is that if you choose to close it yourself, it is free. You can close the account by going to the bank yourself, by phone, online on their platform – even by sending them a mail. There are several ways for you to close the account, so if you do not want to hang on to it, you may easily have it closed.

What to Do Before You Close Your Account

Before you close your Chase account, there are several things that you may want to do.
Some of them are more obvious than others, but you may want to keep them in mind.

Chase card for the rewards or introductory bonus, but now you’re stuck with a high APR, you may want to find a card offering a better rate.

Or, you could simply have found that you don’t use the card as often as you expected and don’t want the hassle of monitoring it. Whatever the reason, there may come a time when your credit card isn’t meeting your needs. However, before choosing to close a Chase account altogether, you should consider all options available to you.

Upgrading and downgrading your Chase card

When deciding whether or not to keep a card, look into your options for upgrading or downgrading it before making any final decisions.

For example, let’s say that you signed up for the Chase Sapphire Reserve card to earn its 50,000 point sign-up bonus (after spending $4,000 in the first three months), but now that $550 annual fee is too much to handle.

How to close checking account chased

If you’re ready to say goodbye to your Chase monthly service fees, follow the steps outlined in this guide to close it online, via phone, and more.

Need to close your Chase bank account?

Luckily, the process is simple and takes only a couple business days. But there are a few things you’ll need to take care of first.

In this guide, learn the best ways to close your Chase account online, by phone, in person and by mail.

Can I close a Chase savings or checking account?

Yes, it is possible to close your Chase savings accounts and checking accounts. There are four ways you can close your account:

  • Send a message online
  • Call by phone
  • Visit a branch
  • Mail a letter

Read on to learn the details of each method.

1.

How to close checking account chasem

U.S. citizen residing in the U.S., here’s a list of a few documents you may need to open your account. However, check with your financial institution to determine what documents you will need.

  • Identification. This could be a valid:
    • Government issued photo ID or driver’s license
    • Social security card or individual taxpayer identification card
    • Passport
    • Birth certificate
  • Proof of address. It must show your name and address of your residence.
    This could be current and valid:

    • Lease documents
    • Mortgage documents
    • Utility bill, bank statement, or credit card statement
  • Opening deposit. Check to see if your bank requires an opening deposit.

How to close checking account chaser

Cancel Automatic Payments

Check for any bill payments and subscriptions that automatically draw money from your Chase account. These can be monthly or even annual payments.

These may include:

  • Mortage or rent
  • Utilities
  • Credit cards
  • Insurance payments
  • Car loans or student loans
  • Recurring subscription services

Look through your statements and identify all automatic charges. Then, switch those over to your new account. You don’t want a failed payment later, which can incur late fees and even damage your credit.

5.
Transfer Remaining Funds

Lastly, after everything is switched to the new account, you can transfer the remaining balance in your Chase account.

Log into your Chase online account and go to the Secure Message Center. From there, choose “new message” and say that you want to close your Chase account.

Chase typically replies within 2 business days. They’ll send you instructions on how to close your account.

Or you can log in and schedule a phone call with Chase if you prefer that.

2.
Over the Phone

Call the phone number on the back of your Chase credit card. A service representative will ask for personal information to prove your identity, such as:

  • Full Name
  • ZIP Code
  • Mailing Address
  • Account Number
  • Current Balance
  • Debit Card Number

Chase’s customer service numbers are:

  • Checking or savings account: 1 (800) 935-9935[1]
  • Personal credit card: 1 (800) 432-3117

The agent will assist you with closing your account.

3.

Having a savings account is a good idea for most people. They allow you to accrue interest on assets and help you keep track of them. However, most banks offer incentives for banking with them, and more often than not, those incentives have an expiration date.
What started out as a great deal could eventually turn into a money pit.

JPMorgan Chase is the largest bank in the United States. If you’re banking with Chase and find that the relationship has turned sour, this article will cover a few ways in which you can terminate your accounts.

Lay the Groundwork

Before you actually close your account, there are a few things you can do to make it a painless experience. First of all, open a new account at another bank. It’s a good idea to open the new account before you close your Chase one.

You can use a Chase locator to find a branch near you, but if there is already a branch you often visit, you’re well-advised to speak with someone you know.

The account manager will talk you through the steps needed to close your account. Make sure to ask questions about your remaining balance and any potential charges. Also, be aware that you can’t close an account with a pending balance.

The account manager can help you settle that as well if needed. Your account will be closed before you leave the branch.

Close Your Account by Phone

Chase’s customer service hotline is available 24 hours a day, and the number to call is 1-800-935-9935. Before you call, prepare all the information you will need.

Get your checkbook ready for account information and your social security number.

Once you’ve reached an operator, explain that you wish to close your account.

Is there a fee for closing a Chase bank account?

When you close your Chase bank account, do you be charged a fee? Your account can be closed without incurring any further costs; however, before doing so, you should verify that it is not overdrawn and that it has a zero-dollar balance.

Can I close a bank account online?

Is it possible to terminate a bank account through the internet? If your bank account is in good standing and has no balance, you may be able to shut it online, which is a feature offered by many financial institutions.

Can I close Chase account without notice?

In general, a financial institution has the right to cancel your account at any moment, for any reason, and sometimes even without giving you prior notice.

You can reach them by phone at 1 (713) 262-3300.[1]

Be sure to have your personal and account information ready, so the process goes smoothly.

Remember to do the 5 steps above and withdraw any remaining funds from your account before it’s officially closed.

If you’re transferring funds to a foreign bank account, you probably need to do so via wire transfer or certified check. There may be a service fee associated with this. So be sure to check with the Chase customer service first.

Alternatives to closing your Chase credit card

If you’re thinking about closing your Chase credit card account, consider if one of these options are better instead:

  • Request to waive the annual fee. Call Chase and explain that you want to keep the account open but can’t justify the annual fee.

To close a Chase checking account, go to the Chase website and download the Account Closing Form, and then fill out the information and submit it to the bank. It is important to note that closing a checking account may require a fee, suggests Huffington Post.

Use the following steps to close a Chase checking account.

  1. Check the account to make sure there are no withstanding transactions.

    Account owners should make sure the account is clear to minimize closing fees, according to Huffington Post.

  2. Download the Account Closing Form from the Chase website.

    Enter “Account Closing Form” into the search bar on the Chase website.

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